| 汽车贷款 | 感兴趣 率 | 4月 | 每月 付款 | 贷款期限 (个月) |
|---|---|---|---|---|
| 新 & 使用2023 + | 6.79% | 7.17% | $721.09 | 48 |
| 使用2021 - 2022 | 6.94% | 7.32% | $732.21 | 48 |
| 使用2019 - 2020 | 7.44% | 7.82% | $730.28 | 48 |
| 使用2017 - 2018 | 8.19% | 8.57% | $740.96 | 48 |
利率 effective June 25, 2024, subject to change without notice. 每个人的年度百分比利率(4月)由element的承保标准决定. Not all applicants will qualify for the displayed lowest rate. A documentary fee of $225 applies to all booked auto loan applications. 4月 calculation and example monthly payments in 汽车贷款利率表 贷款金额为30,000美元，FICO评分为730或更高，期限为48个月. 费率包括0.从元素支票账户预授权转账可减免25%. 如果停止预授权转让，费率降低可能会增加. Additional conditions may apply. 须经信贷审批. 支付 shown do not include taxes or 保险 premiums. Please call for vehicle 模型s 2016 and prior.
We will loan you the money for a new or used vehicle, and you will pay it back with interest over a specified period of time.
提前计划是很好的 getting preapproved for your 汽车贷款. 这样你就可以更好地了解你应该购买的价格范围. 获得预先批准也会给你与卖家讨价还价的优势.
元素可以为你的汽车提供高达价值120%的贷款，包括税收和执照. 不过，先付至少20%的定金是个好主意. 当然，你预付的钱越多，你每月的还款额就越低.
We understand car shopping can be a bit overwhelming. 不要害怕! 我们有 partnerships that can 使 the process easier for you.
是的. When you get your 汽车贷款 from 元素, 你直接与贷款人合作，而不是通过中间人. A dealer will take a fee for arranging the loan, so it will end up being more expensive than going through 元素.
是的! 我们有 several partnerships that can 使 car buying a breeze.
汽车贷款没有预付罚金或年费.
元素汽车贷款包括225美元的文件费在所有预订的汽车贷款申请.
对现有的element汽车贷款进行再融资也需要额外支付200美元的再融资费用.
如果得到批准, 资金将通过电子转账或支票直接提供给经销商或卖方.
是的. As your financial wellness providers, we want to 使 sure that you’re covered, 不管发生什么事. That’s why we provide loan and asset protection programs. It’s just one more way that we look out for your best interests.
保护你的购买, 以下计划是可用的，并且可以包含在您的每月付款中:
因为我们是信用合作社, we return profits to members in the form of reduced fees, higher savings rates and lower loan rates.
We pride ourselves in being a trusted source for financial education. 你的财务健康专家会来到你的工作场所回答你的问题，并为你提供一对一的帮助，帮助你应对人生每个阶段的变化.
自1930年以来，我们的总部设在印第安纳波利斯，在全国信用合作社中排名前3%3. We serve members in all 50 states and 50+ countries. 您可以使用全国5000多家共享分行和全球78000多台免费atm机.
Our technology 使s banking with 元素 easy. 从快速的数字应用程序到在线和移动银行，无论您走到哪里，我们都会在您身边. 我们在这里为您提供全天候会员服务，并在工作日进行实时聊天.
Actually, there are several definitions of "good credit." So if you've had credit difficulties in the past, the best way to find out if we can assist you is to apply for a loan. 这样做没有成本, 我们的贷款工作人员将与您一起寻找方法，使您的贷款申请获得批准.
When you have an 汽车贷款 with 利记app官网, 你必须承担全面的保险，包括综合和碰撞的贷款价值. 的数组 保险 当您向我们贷款时，您还可以向我们投保您的车辆. 得到一个 免费在线报价 from 利记app官网 保险 Group today. 该应用程序是免费的，全天候可用，并且可以在任何您有互联网接入的地方访问. If you would rather apply in person, then come on into a 分支 你方便吗?! 我们友好的财务健康专家在这里以任何方式帮助你，他们可以. 或者你可以打电话给我们 1-800-842-5936 if you would like to discuss further options before applying.
If your loan is paid off with guaranteed funds (现金ier's check, 现金, 或新的贷款收益)留置权卡或所有权将邮寄给适当的一方尽快. If the loan is paid off with a personal check, we will wait 10 business days before we release the lien card or title.
We started with just the credit card and savings accounts, 但现在我们也有了支票，我们的两辆车都是通过元素融资的. I don’t think we could go back to working with a normal bank again.
